OK, I tried to get as many questions in as I could, Jack only had 15 minutes and I had about 25 questions so there were many that were left out. I’ve basically taken the questions that were posted and asked them verbatim, there wasn’t much time for follow-ups. He had just crossed the border and was driving to the Raptors charter plane so he’s on his speaker-phone. I’ve given credit to the author of each question, Raptoronto, Khandor, J-Roc, OntarioTeachersFundPresident etc.
Thanks again to Jack who gave us a BIG TIME HELLO!!!, unfortunately, I spoke over it. Forgive me, I’m still trying to learn this stuff.